The rental refund does not cover gas costs, mileage or additional coverage, or any security deposit required by the rental company. If you have Geico car insurance for your main vehicle, the good news is that you have coverage for rental cars. This prevents you from finding yourself in situations where an auto insurance policy doesn't cover specific incidents. You won't get rental insurance from Geico with liability coverage only, so you'll have to take out full coverage insurance to get additional benefits.
Rental car collision travel insurance policies and comprehensive coverage offer rental insurance. Your Geico car insurance will extend to your rental vehicle up to the same coverage limit as your main vehicle. In other words, Geico car insurance offers the same coverage limits for rental cars as if you were the owner of the vehicle. Geico is one of the few companies that cover your rental car, but you should also buy rental coverage from the car rental company.
However, you'll need a driver's license in addition to buying rental car insurance with the rental company. The rental car insurance model is designed for short-term use, and you'll get a better deal through private car insurance. Even when you have a level of coverage, there are times when it's best to buy additional rental car insurance anyway. It can be both a blessing and a curse that your Geico car coverage is the same for your main vehicle and for rental cars.
In the case of an accident in a rental vehicle, you pay the deductible for your car insurance policy and then your insurance covers the rest, up to the limit of your policy. It may give you peace of mind to shell out car rental insurance and know that you won't pay more than that amount.