The reason Maryland requires drivers to have liability insurance is that it will help them pay for the accidents they cause. But what if a driver causes an accident and doesn't have any insurance or just doesn't have enough? Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers. Geico, USAA, Erie Insurance, State Farm and Progressive are the cheapest auto insurance companies in Maryland. The cheapest car insurance in Maryland will almost certainly be a minimally covered policy, but most experts recommend getting more coverage than that.
Looking for car insurance is the best way to see what discounts and offer opportunities you might qualify for with other providers. You may already be eligible for certain discounts without knowing it, such as discounts for good students, customer loyalty discounts, discounts for car safety features, and discounts for insurance packages. In general, car insurance tends to cost more in densely populated cities, where the frequency and costs of claims are higher, than in smaller cities and rural areas. Younger drivers, especially teen drivers, tend to pay significantly higher rates for car insurance in Maryland and other states than drivers in other age groups.
When you compare prices, pay attention to the types of coverage offered by each auto insurance company and the discounts available for your situation. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. The state can enforce these requirements because insurance companies tell the state which cars are covered and which are not. The company earned a solid score of 834 out of 1000 points, placing it above many other highly reputable auto insurance companies.
The table below compares car insurance offers and discounts from the state's major providers, which we'll discuss in more detail below. This includes liability insurance (which pays for the damage you cause during an accident), collision insurance (which helps pay for damage to your car during an accident) and comprehensive insurance (which helps pay for damage to your car caused by things other than accidents). All car insurance companies (including the one you have now) offer special discounts for different things.