Are there any restrictions on who can get a policy from progressive car insurance rockville?

Unlike health insurance, there's no age limit when it comes to car insurance. As long as your parents' home is your permanent residence, you can stay on their insurance as a registered driver. A teen driver must have car insurance in almost every state, so you can add it to your policy or insure it with a standalone policy. Getting car insurance for a young driver can be expensive due to their lack of driving experience, so a separate policy may not be the best option.

Request a car insurance quote online or call 1-866-749-7436 and we'll ask you the right questions so that your teen has the right coverage. A standalone car insurance policy for teen drivers can be expensive because they are more likely to drive distracted, drive faster, carry a tailgate, and not wear a seatbelt. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for. If you or your spouse own a vehicle, you may decide to insure it with your own car insurance policy or with your parent's policy.

The main reason why car insurance is mandatory in almost every state is because of your personal liability (liability) if you cause an accident. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. By requiring specific liability insurance for victims of an accident caused by you, they can receive financial help for injuries and property damage without seriously affecting their own financial well-being.

If you add your teen driver to your car insurance policy, they'll benefit from the same protection as you. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. You can generally stay on your parents' car insurance policy as a registered driver if you live at home or if you're a full-time college student.