Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Thirty-four states and the District of Columbia require insurance companies to offer defensive driving discounts to eligible drivers, although the exact amounts and requirements of the discount vary. Taking all of these factors into consideration will ensure that Maryland drivers get the best possible price when buying car insurance. Comparing prices and comparing prices will help you find the best possible deal and save money on your Maryland car insurance.
Maryland insurers may offer limited coverage or limit the amount of coverage available when renting a car. Liberty Mutual also offers a good discount for drivers who don't have accidents, so learning more about safe driving could help you save in the long run. You can get a discount for driving defensively on car insurance if you complete an approved driver education course. Maryland is one of the few states that allows auto insurance companies to use your credit score to decide what rate to charge you for car insurance.
If Liberty Mutual doesn't offer a discount for driving defensively in your state, you should still consider taking a course. By researching and comparing prices, Maryland drivers can find suitable car insurance at an affordable price. This increases the risk of accidents and insurance claims, making car insurance rates higher for Maryland drivers. Maryland has a combination of factors that make it more expensive to insure your car than in other states.
Maryland drivers may be surprised to learn that their gender can also affect the rate they are charged for car insurance. By attending traffic school, you can learn how to better avoid accidents and traffic violations by the at-fault party, which would increase your Liberty Mutual premium. Most major auto insurance companies offer discounts to drivers who take a defensive driving course, except Progressive. Maryland drivers can also opt for additional rental car insurance from the rental company if needed.
Maryland drivers who have difficulty paying for car insurance may be eligible for assistance through the Maryland Low-Cost Auto Insurance Program.