You can get a discount for driving defensively on car insurance if you complete an approved driver education course. Seven of the 10 largest insurance companies offer discounts for defensive driving, although the exact requirements and discount amounts vary. Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. While car insurance premiums will generally go up when you're over 65 years old, you'll also receive new benefits and reimbursement opportunities.
Car insurance for seniors is basically car insurance that includes discounts for older adults, but it can also include other benefits. Liberty Mutual also offers a good discount for drivers who don't have accidents, so learning more about safe driving could help you save in the long run. Car insurance for seniors can also cover additional services, such as AARP membership, roadside assistance, rideshare credits, and domestic assistance, if illness occurs due to a car accident. Auto insurance discounts are offered for seniors when completing defensive driving courses, multiple car insurance policies, retired government workers, etc.
The risks involved in buying auto insurance for seniors would be significantly lower than the costs and effects of driving without insurance. By attending traffic school, you can learn how to better avoid accidents and traffic violations by the at-fault party, which would increase your Liberty Mutual premium. Seniors looking for car insurance must weigh a variety of considerations, such as rates, discounts and whether an insurer will offer a renewal guarantee. Since the Hartford policy's AARP auto insurance package is primarily aimed at AARP holders, their vehicle insurance plans already have a reduced rate.
If Liberty Mutual doesn't offer a discount for driving defensively in your state, you should still consider taking a course. To get premium auto insurance rates for veterans, drivers over 55 must take a protective driving course. In fact, Metromile not only has the A+ award from the Better Business Bureau, but it also has the BBB certification, an honor that many car insurance companies do not have.