Discount on the anti-theft system Vehicles with an integrated anti-theft system can offer you a discount of up to 23% on the full part of your premium. Anti-theft auto insurance discounts are granted at a fixed percentage that is deducted from auto insurance rates for specific vehicle insurance coverage. Because of this, there may be limitations as to the type of car insurance to which the theft discounts will apply. Many companies offer discounts on auto insurance for things that make it less likely that they'll have to pay you a major claim.
Anti-theft systems and devices not only help prevent your vehicle from being stolen, but they can also reduce your car insurance rate. If your car insurance rates are high due to crime rates in your zip code, anti-theft auto insurance discounts can be a big help. Nowadays, all cars are equipped with passive car alarms, but specialized car alarms can be installed that cannot be deactivated. When shopping, keep in mind that each state has its own requirements for the types of car insurance drivers should have, as well as certain discounts that providers must offer.
For example, if you take out a life insurance policy, you can get discounts on your car and home premiums, but you can't reduce the monthly payment for the life insurance policy itself. Your insurance agent should ask you if you qualify for these discounts, but you should also check with your agent to see if there are any discounts on new car insurance available to you, even if you've had a policy with the same provider for years. In this post, there are a few different types of anti-theft devices and different auto insurance discounts that come with them. It's not uncommon for drivers to have their car alarms changed to after-sales alarms that, anyway, qualify for discounts on anti-theft auto insurance.
However, the car insurance discount is lower than that of a passive alarm because you can forget to set the active car alarm, since its activation depends on you. The more vehicles you insure with the same supplier, the more discounts will be available and these can reach up to 25%. It's also important to note that while you'll often see ads for cheap insurance, not all auto insurance discounts will be announced. Therefore, the question is up for debate as to whether drivers with basic liability insurance will only get an anti-theft discount on their car insurance premiums.
The most common type of car insurance to which anti-theft devices attribute their auto insurance discounts is comprehensive auto insurance. Ask your insurer about the discounts you might be eligible for and consider combining your car insurance with your coverage for renters or homeowners. It seems too good to be true that car insurance companies will give you a discount on your vehicle insurance premiums simply for having certain security features in your car, especially anti-theft features.