Driver discounts are available for Maryland residents whose insurance is lower, such as those with a clean driving record. Enrolling in Drive Safe & Save can help you get a discount on car insurance of up to 30% depending on how you drive. 1 You'll get a discount just for signing up. Each product option offers different protection and safety features.
Talk to your State Farm agent or see the details in Drive Safe & Save Mobile for more information. Just about anyone can get a discount on auto insurance in Maryland because most insurance companies make it easy to get a variety of savings. When you buy a new car or own a car that's less than three years old, you may qualify for a new car discount. Policyholders with drivers who are fully enrolled in high school or college and who are good students who maintain a “B” average or better may qualify for a discount on car insurance.
You may be eligible for a discount on your car insurance if you own a home or condo, even if you insure it elsewhere. When an insured driver is responsible for an accident, liability insurance covers the other driver's expenses. If you own or rent a hybrid car, you can save on your Travelers car insurance with a discount on hybrid car insurance. In Maryland, drivers with just two speeding tickets pay an average of 27% more on their annual car insurance premiums, for example.
For insurance companies, it's similar to having a bad driving record, which is why drivers who let their insurance expire for 60 days pay approximately 17% more than the average premium in Maryland. For more information, see WalletHub's guides on car insurance for new drivers and the cheapest insurance in Maryland. Customers who have taken out car insurance on an ongoing basis with Travelers with no interruptions in their coverage may be entitled to a discount. Geico, State Farm, Nationwide and The General are good places to shop if you need car insurance for people without drivers.
This law requires insurance companies to offer a 10% discount on liability and collision insurance for cars or motorcycles if you complete an accident prevention course approved by the New York State Department of Motor Vehicles. Maryland insurers typically offer discounts that fall into three categories: policy discounts, driver discounts, and vehicle discounts. You can qualify for a discount on car insurance if your family insures two or more cars under a Travelers policy. You can get discounts on auto insurance in Maryland depending on how you drive, the car you own, and your relationship with your insurance company.
Coverage for uninsured or underinsured drivers is a protection for you if another driver hits your car but doesn't have insurance.