Geico, USAA, Erie Insurance, State Farm and Progressive are the cheapest auto insurance companies in Maryland. We considered coverage options, average state premiums, and customer satisfaction scores when ranking the cheapest providers in the state. The table below compares car insurance offers and discounts from the state's major providers, which we'll discuss in more detail below. The regional provider offers one of the best selections of discounts in the industry, in addition to relatively cheap rates for car insurance in Maryland.
Younger drivers, especially teen drivers, tend to pay significantly higher rates for car insurance in Maryland and other states than drivers in other age groups. But that doesn't mean that Maryland motorists shouldn't take advantage of the auto insurance discounts available to them. Looking for car insurance is the best way to see what discounts and offer opportunities you might qualify for with other providers. Progressive offers some of the lowest auto insurance rates in Maryland for specific types of motorists.
When comparing prices, pay attention to the types of coverage offered by each auto insurance company and the discounts available for your situation. Drivers with bad credit, for example, will find some of their car insurance premiums cheaper with Progressive. The following providers offer the cheapest car insurance prices in Maryland to drivers with a recent speeding ticket in their history. This law requires insurance companies to offer a 10% discount on liability and collision insurance for cars or motorcycles if you complete an accident prevention course approved by the New York State Department of Motor Vehicles.
When Geico was founded in 1936, it was called Government Employees Insurance Company and was only available to federal government employees. The availability of discounts may vary by state, so you'll need to talk to an insurance agent to find out what auto insurance discounts you're eligible for. The following sections provide estimates of the cheapest car insurance rates for drivers who may fall into these categories.