No, Liberty Mutual does not offer specific discounts for low miles. However, Liberty Mutual premiums take miles into account. However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. Annual mileage can affect your car insurance rates.
A low mileage discount is a percentage that is deducted from your car insurance coverage if you drive fewer miles than the average driver. It generally applies to coverage not required by your state, so it's a percentage discount on coverages such as collision insurance and comprehensive insurance, not mandatory liability insurance. Here's how to qualify for a low mileage discount. Your insurance company will clearly indicate how you need proof of mileage in order to issue a discount on car insurance.
He is licensed as an insurance agent to issue property and accident insurance, including home, life, auto, general and home fire insurance. Drivers with low mileage often save on their Liberty Mutual premium because less time on the road means a lower chance of filing a claim. The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. Yes, Liberty Mutual insurance rates are competitive for certain drivers, including teens and college students.
Since then, she has worked as a news writer in the insurance industry and has gained in-depth knowledge of state and national insurance laws and rates. In addition to offering lower premiums for drivers with low mileage, Liberty Mutual offers discounts for students, without accidents and without violations, among others. It's also worth noting that Liberty Mutual has a usage-based insurance program called RightTrack, which can help drivers with low mileage save money. Get lots of free quotes from different car insurance companies to see if any of them offer a better rate than your current company for your insurance needs.
To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. I have invested very few miles in my car and I think it's only fair that they give me a discount on my car insurance for that. A low mileage discount on USAA car insurance and a low mileage discount on AAA car insurance will have different requirements than the low mileage discount on Travelers car insurance or the low mileage discount on Travelers car insurance or the low mileage discount on Sfeco car insurance. Not all auto insurance companies offer low mileage discounts on car insurance, but those that do require drivers to drive less than a specified number of miles per year to qualify.
This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company.