Rental car insurance coverage protects you while your vehicle is being repaired. If you already have a personal car policy with Liberty Mutual that includes liability, comprehensive and collision coverage, this insurance will likely be extended to cover your rental car. If you only have liability insurance with Liberty Mutual, physical damage to the rental vehicle will not be covered. Did you know that Comparion agents offer insurance from Liberty Mutual and many other companies? Agents can quote trusted insurance partners with products that cover your family, income and assets, such as a house, car, boat or jewelry.
Our mission is to help you find the right insurance coverage at affordable prices. If your personal car is insured and you pay your rent with a credit card, you can probably skip the optional coverage offered at the rental counter. If you rent cars frequently, it might be more efficient to purchase liability insurance for rental vehicles from another source. Liability insurance for rental vehicles is coverage that pays for injuries or property damage that you cause in an accident when you drive a rental car.
If you have collision and comprehensive insurance with Liberty Mutual, it will normally cover any damage that occurs to the rental vehicle itself during the rental period. However, you may already have rental car insurance through your current insurance coverage or credit card. Liberty Mutual liability insurance typically extends to your rental vehicle while driving in the United States. Liability insurance for rental vehicles does not protect you or your rental car against collision damage, car theft, loss of personal effects, or injuries.
Liberty Mutual car insurance rates are based on your driving record and experience, along with factors such as the type of car you drive, your zip code, your insurance history, and more. If you don't have either type of coverage, you can take out personal accident insurance through the car rental company. Some credit cards, including many travel rewards cards, offer car rental insurance if you use the card to pay. However, the minimum state-mandated insurance offered by these cars may not be sufficient to protect you from the financial repercussions of an accident.
Yes, Liberty Mutual insurance rates are competitive for certain drivers, including teens and college students. Liberty Mutual also offers rental vehicle reimbursement coverage, which helps pay the cost of a rental car while your personal vehicle is being repaired for a covered claim.