Liberty Mutual does not offer discounts for low miles. However, your Liberty Mutual insurance rate is likely to be based in part on your estimated annual mileage (the distance you drive each year). A number of auto insurance companies offer specific discounts for low mileage, such as Allstate, USAA, and State Farm. No, Liberty Mutual does not offer specific discounts for low miles.
However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. Liberty Mutual offers a loyalty discount to policyholders who continue to be reinsured with the company year after year. The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. It's also worth noting that Liberty Mutual has a usage-based insurance program called RightTrack, which can help drivers with low mileage save money.
If your organization or group doesn't currently receive any discounts from Liberty Mutual, contact a local insurance agent to find out how you can get a discount. To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. It helps manage the creation of insurance content that meets the highest quality standards in terms of accuracy and clarity to help Bankrate readers search for complex information on home, auto and life insurance. If you drive less than average and want to try to save on your car insurance policy, then you should look for car insurance that offers a discount for low miles.
Other ways to save money on your car insurance premium aren't necessarily discounts, but changes to your policy that create savings. Yes, the type of car you drive, especially cars with certain safety features, may offer you certain discounts. Another way to save money on your car insurance premium through Liberty Mutual is to have a driver who is a student and maintains a “B” average or better. Liberty Mutual offers more than 14,000 employers, credit unions, alumni associations and groups the chance to get substantial discounts just because they are part of that group.
Personal factors such as age, gender, insurance credit rating, driving history, and claim history will determine the cost of car insurance in Maryland, as will the city in which you live, the make and model of your car, the type of vehicle, and the coverage options. In order to hire more policyholders, Liberty Mutual must strive to market its products to new customers.