Yes, Liberty Mutual has a multi-vehicle discount. To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. There are 17 Liberty Mutual discounts for auto insurance customers, ranging from discounts for good drivers to discounts for cars with modern safety features. You can get the full payment discount from Liberty Mutual if you pay the full cost of your home or car insurance policy in one or two payments.
If you don't qualify for Liberty Mutual's accredited driver discounts, there are other ways to save on your premium. Personal factors such as age, gender, insurance credit rating, driving history, and claim history will determine the cost of car insurance in Maryland, as will the city in which you live, the make and model of your car, the type of vehicle, and the coverage options. The availability of discounts may vary by state, but it's always worth checking with Liberty Mutual customer service to see what you can opt for. However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub.
Liberty Mutual also charges married drivers similar rates to those paid by single drivers, which is less common. As the global leader in Fortune 100 property and accident insurance, Liberty Mutual has been creating innovative insurance products, services, ideas and technologies for more than 100 years to meet the changing needs of the world. It also surpasses State Farm in the number of coverage options it offers, from uncovered insurance and accident forgiveness to car insurance for teachers and the replacement of a new car. Keep in mind that the availability and eligibility criteria for each discount vary by state and, in most cases, Liberty Mutual does not disclose the amounts of the discounts.
Overall, married couples pay about 9% less for car insurance than single drivers because they're less likely to file a claim. Liberty Mutual insurance is even more expensive for drivers with certain characteristics, including young drivers and drivers who have recently caused an accident. Opting for a higher deductible on any of your Liberty Mutual insurance policies can lower your premium. Personal Finance Insider strives to provide the most accurate and unbiased review to help you make the most informed car insurance purchase.