Yes, Liberty Mutual has a multi-vehicle discount. To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. With that in mind, if you have any of these factors in your vehicle, you can talk to a Liberty Mutual insurance agent to see what they can do with your rates.
A healthy loss rate is between 60 and 80 percent, which means that Liberty Mutual is in good shape, from a loss index perspective. Liberty Mutual offers some unique discounts for customers, specifically focused on those who have moved to a new address, are new customers, or have purchased a new plan. With the Liberty Mutual mobile app, users can view their policy documents and car insurance identification cards, pay bills, update car or home coverage, and stop using paper. Regardless of the insurance savings, LoJack can be a smart buy, especially if you live in a high-risk area or if your car is particularly attractive to thieves.
Liberty Mutual's Coverage Compass helps customers understand the details of their insurance coverage. Liberty Mutual has a fairly user-friendly website that offers policyholders the ability to manage their policies online. In the case of Liberty Mutual, they say that their insurance is customizable, so “you only pay for what you need.” Read on to learn more about the costs of Liberty Mutual Insurance in your area, how age and gender can affect rates if you purchase a policy with Liberty Mutual, and more. Liberty Mutual offers accident forgiveness as an optional coverage that you can add to your auto insurance policy if you qualify.
Moody's rates Liberty Mutual as A2, meaning that they are financially stable and “not watching.” In many cases, Liberty Mutual will automatically apply the discounts your vehicle qualifies for once you provide the necessary information. Based on its rating structure, any company rated A- or higher is considered stable, so you can rest easy knowing that Liberty Mutual has a strong financial rating and a positive, stable financial outlook for the future.