Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Thirty-four states and the District of Columbia require insurance companies to offer defensive driving discounts to eligible drivers, although the exact amounts and requirements of the discount vary. In addition, 23 states and the District of Columbia require auto insurance companies to offer insurance discounts to people who complete a state-approved driver improvement course that is taught online. While this defensive driving course offers a discount on your Liberty Mutual insurance premium, it can also help you cancel fines in some states, such as Texas.
Liberty Mutual can offer this discount to drivers based on their state and sometimes their age. In many states, discounts are mandatory, so auto insurance companies must offer insurance discounts to people who complete an in-person, state-approved driver training course. Once you've completed the defensive driving course, you'll need to send your certificate to Liberty Mutual. In states where discounts on auto insurance premiums are not mandatory, several insurance companies offer voluntary premium discounts to participants who complete the AARP Smart Driver course.
As a safe driver, you can enjoy a discount on your Liberty Mutual Insurance insurance policy when you complete the online defensive driving course.