Getting car insurance for a young driver can be expensive due to their lack of driving experience, so a separate policy may not be the best option. In most cases, it's cheaper to add your licensed or licensed teen driver to your current car insurance policy. The coverages and limits of your policy will be extended to your teen driver, and some insurers, including Progressive, offer discounts to help offset the cost of insuring a new driver. Geico, USAA, Erie Insurance, State Farm and Progressive are the cheapest auto insurance companies in Maryland.
We considered coverage options, average state premiums, and customer satisfaction scores when ranking the cheapest providers in the state. If you and your spouse have a good driving record, a joint car insurance policy can save you money with lower premiums and a discount for multiple cars (if your insurer offers one). When you add someone to your car insurance, you can call your car insurance company or log in to your online account to add a new driver to your policy. The regional provider offers one of the best selections of discounts in the industry, in addition to relatively cheap rates for car insurance in Maryland.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy. Insurance companies often offer insurance add-ons that cover additional services and even protect the value of your vehicle. When you compare prices, pay attention to the types of coverage offered by each auto insurance company and the discounts available for your situation. Many insurers, including Progressive, require that you add a spouse to your car insurance policy if you both live in the same household (unless your state gives you the option to exclude your spouse).
And while it doesn't offer the cheapest car insurance in Maryland, the company does have its selling points. Progressive offers some of the lowest auto insurance rates in Maryland for specific types of motorists. Adding a driver to your insurance policy means that they are an insured driver under your policy when driving your car. A number of factors influence the cost of car insurance in Maryland, such as a person's age, driving history, and credit ratings.
Looking for car insurance is the best way to see what discounts and offer opportunities you might qualify for with other providers. But that doesn't mean that Maryland motorists shouldn't take advantage of the auto insurance discounts available to them. Drivers with bad credit, for example, will find some of their car insurance premiums cheaper with Progressive. The tables below show the cheapest car insurance for young drivers in Maryland, along with the estimated monthly and annual costs.