Offer them the date of your cancellation. There's no need to cancel your car insurance after selling a car if you're driving a different vehicle. Depending on your insurance company, you may be able to cancel your policy by calling your insurer or agent. If you're a new customer of Progressive, you'll see your car insurance premium increase after the first 6-month policy period if you file a claim or if traffic violations are added to your driving record during that time.
The amount you have to pay to cancel Progressive insurance coverage depends on a few factors, such as the state laws where you live, the term of the policy, and how often you pay the premium. To cancel a Progressive insurance policy, call (86) 416-2003 to speak with a customer service representative and make arrangements for the cancellation to take effect immediately or at a future date. Since almost every state requires drivers to have liability coverage, you must have a current auto policy with another insurer when you cancel with your current insurer. I want to add my son to my Progressive car insurance policy, but the projected monthly rate is way out of budget.
Keep in mind that if you're moving to another state, you won't have to change insurers unless your insurance company doesn't offer coverage in that state. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Progressive charges a cancellation fee of 10% of the premium or a fixed rate in some states, although customers in other states don't have to pay a fee to cancel their auto insurance coverage midway through the policy. Increases in auto insurance rates are often related to increases in the policyholder's insurance risk.
However, another reason why Progressive might increase rates after 6 months is that insurance costs across the market have increased over time.