Depending on the company, you may be able to remove someone from your car insurance policy online or through an app. Some insurers may require you to contact a representative to remove a driver and provide proof that the driver no longer lives with you. Since companies may vary as to the exact process, check with your insurer for more details. It's illegal to drive anywhere in the United States, with the exception of New Hampshire and Virginia, without any type of insurance coverage.
In addition, if you have an accident and don't have an active insurance policy, it could cost you a lot of money out of pocket. Nobody wants to lose that much money, especially in a situation where it can be prevented. So, before you cancel your current policy, be sure to start your new policy several days early. If you're moving or looking for lower insurance rates, you may not need to cancel your Progressive policy.
Progressive offers coverage throughout the U.S. In the US, although the same coverage could cost more or less depending on your new location. You shouldn't cancel your car insurance with Progressive or any other insurance company on a whim. You can remove a listed driver from your insurance policy if they no longer live with you and no longer drive your vehicle.
Most insurers will also allow you to share a single car insurance policy with someone if you live with that person. Learn the difference between personal and commercial auto insurance to find out if you need commercial vehicle insurance. If a household member will no longer be driving your vehicle, you can exclude them from your car insurance policy in most states. Adding a driver to your insurance policy means that they are an insured driver under your policy when driving your car.
While personal car insurance doesn't cover a vehicle that is used for business purposes, commercial auto insurance covers your vehicle for both business and personal use. Progressive commercial auto insurance protects your commercial vehicles when used for work. One of the best aspects of canceling your car insurance with Progressive is that they won't charge you any cancellation fees if you pay your bill monthly. An excluded driver is a person in your household who has been explicitly excluded from coverage under your auto insurance policy.
This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company. Whether it's a roommate, a spouse or partner, or even a teenager or a college student, there are many situations where it makes sense to add a driver to your car insurance. The cost of adding a driver to your car insurance or sharing a policy varies depending on factors such as the driver's age and motor vehicle history. Removing someone from your car insurance policy may lower your overall rate, but it depends on several factors related to that individual driver.