However, insurance companies don't want motorists to know about the PIP. If you are injured in an accident, your Maryland personal injury protection insurance is the first coverage you can apply for to help cover your medical expenses. Personal Injury Protection (PIP) is auto insurance coverage for lost wages, medical bills, and other expenses that may result from personal injuries suffered in a Maryland car accident. Personal Injury Protection (“PIP”) insurance coverage in Maryland is available more often than insurance companies want you to believe.
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