Car insurance is a major purchase, but finding cheap car insurance in Maryland isn't always easy. Your car insurance premium is determined by a variety of factors, such as state, city, and even zip code. An 18-year-old driver in Maryland pays three times more for car insurance with minimum coverage than a 30-year-old driver. The table below shows the other auto insurance companies available that offer auto insurance in Maryland, along with their average cost per month and their average annual cost.
State Farm has the cheapest full-coverage auto insurance for Maryland drivers who have been caught speeding. For more help finding car insurance in Maryland at the most competitive price, try NerdWallet's car insurance comparison tool. Progressive has the most affordable car insurance quotes for young drivers in Maryland who have had an at-fault accident. When looking for car insurance rates in Maryland, it's a promising idea to get quotes from many firms.
State Farm has the cheapest quotes for married drivers in Maryland, even though it doesn't offer car insurance discounts to married couples. Drivers in Eckhart Mines, a small community in the western part of the state, pay the lowest auto insurance rates in Maryland. While people in their 60s have cheaper car insurance rates than many other age groups on average, prices will start to increase as they age. Drivers in their 30s can get lower rates by comparing prices and taking advantage of discounts on car insurance.
Drivers who have been denied coverage by at least two auto insurance companies may qualify for a policy through the Maryland Auto Insurance Fund. Full-coverage car insurance includes liability insurance along with comprehensive and collision coverage, which covers damage to your own vehicle.