Car insurance with minimum coverage in Baltimore costs about 120% more than the national average, so it's worth comparing rates and buying from cheap companies. According to MoneyGeek, some of the reputable insurance companies serving Baltimore include USAA, Allstate, Erie, Nationwide, Travelers, State Farm, GEICO, Esurance, 21st Century, Liberty Mutual, The General and The Hartford. One of the reasons auto insurance rates are so high in Baltimore is because of the population density. There are more than 620,000 people living in Baltimore, which means there are a lot of cars on the roads.
The more cars there are on the road, the greater the likelihood of accidents. In many cases, insurance providers consider the driver's marital status when setting auto insurance premiums. It helps manage the creation of insurance content that meets the highest quality standards in terms of accuracy and clarity to help Bankrate readers search for complex information on home, auto and life insurance. So if you're looking for the cheapest car insurance Maryland has to offer, you might be surprised to see high rates, but keep in mind that that's typical of the area.
Baltimore drivers who belong to the “very low” credit level (300 to 57 years old) can reduce their insurance rates by approximately 55 percent if they manage to upgrade to the “excellent” level (800 to 850). There are a variety of factors that auto insurance companies consider when determining how much to charge for a monthly fee. Enter your zip code below, answer a few questions, and you'll compare the cheapest quotes from several of the car insurance companies that offer coverage in Baltimore. A history of reckless driving, speeding, driving under the influence of alcohol, or at-fault accidents can contribute to increased car insurance rates.
Looking for cheap car insurance in Baltimore, Maryland, is no easy task because insurers in this city are known for their high premiums. If you want to get a good deal on car insurance in Baltimore, the best thing to do is to compare the prices of as many insurance companies as possible.