Towing and labor expense coverage is optional coverage that you can add to your car insurance and that generally protects you against some of the costs and hassles associated with common road breakdowns, such as dead batteries, flat tires, or even an embarrassing lockout. Whether your car insurance covers the trailer depends on your insurer and your policy. Roadside assistance coverage can pay for towing, up to a certain distance specified in your policy, if your vehicle is disabled. Your insurer may also cover the cost of towing if your vehicle is involved in a collision and you can't drive it.
Your driving history, the area in which you live, gender and age, marital status, previous insurance coverage, vehicle use, and the make and model of your vehicle are common factors that can affect the price you'll pay for your car insurance. Once you've selected the insurance coverages you need and an insurance agent or company, there are steps you can take to make sure your money is worth it. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. The SCDOI developed a tool that allows consumers to compare price estimates from insurance companies that sell auto insurance and homeowners insurance in South Carolina.
Many insurance companies, including Progressive, offer roadside assistance as optional coverage in your car insurance policy. Property and accident coverage may be offered by The Cincinnati Insurance Company or one of its wholly-owned subsidiaries, The Cincinnati Indemnity Company, The Cincinnati Casualty Company, or The Cincinnati Specialty Underwriters Insurance Company. Collision coverage pays for physical damage to your car as a result of your car's collision with an object, such as a tree or other car. It's illegal for unlicensed insurers to sell insurance, and if you buy from an unlicensed insurer, you have no guarantee that the coverage you pay for will ever be met.