Usually, you only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle. You may also be asked about the mileage and condition of the vehicle, depending on the insurer. Many insurers, including Progressive, allow you to add a friend to an auto insurance policy as a driver if you share a permanent residence. Most insurers will also allow you to share a joint car insurance policy with a friend by adding both sets of cars to the policy.
If your friend doesn't live with you, it usually can't be added to your policy. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. If you remove a car from an insurance policy that you still have and plan to drive, look for new coverage before canceling your current insurance; otherwise, you risk having your coverage interrupted. Sharing a car insurance policy with a friend could help both of you save money by splitting the costs of some car insurance coverages.
We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. Therefore, a lapse in coverage can affect your car insurance rates after a car is improperly removed from your policy. If you're planning to buy a new car right away, you may want to keep your insurance policy to avoid losing loyalty auto insurance discounts.
If they break the contract and drive their car but have an accident, their insurance doesn't cover the damage. For example, Progressive allows 30 days, which means that if you file a claim within that period, your new car will continue to be covered in the same way as your old vehicle. Sharing an auto insurance policy, on the other hand, typically means that both vehicles are covered by a single policy. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
So, assuming that all your friends live at the same address, you can add more than one friend to your car insurance policy.