If you have a car accident caused by someone else, you can file a third-party claim with the other driver's insurance to cover expenses related to the accident. Use this car accident checklist to help you discuss the steps to take after a car accident and ensure that you have everything you need to file a claim. If you file a third-party claim yourself, you can create an at-fault party's insurance account and access their online claims portal, where you can file your claim and track the progress of the claim. Although you won't submit the claim to your insurance company, call your insurer as soon as possible to report what happened.
Often, they will file the claim with the driver's insurance company on your behalf, after working with the other insurer to determine fault. Keep in mind that you decide whether to file a car insurance claim with your insurance company or with the other driver's insurer. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Regardless of who is at fault, it's a good idea to inform your car insurance company that an accident has occurred.
Otherwise, simply call the other party's insurer to file your claim using the information your insured provides you with about their car insurance. If you are not insured by Progressive or are a Progressive customer without logging in to your account, you can report or view an existing claim here.