To add a car to your policy, you can update your policy online or call your insurance company. Usually, you only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle. You may also be asked about the mileage and condition of the vehicle, depending on the insurer. Keep in mind that some insurers may limit the number of vehicles that can be included in a policy.
A multi-car insurance policy only means that you have two or more vehicles in your policy. If you have more than one vehicle in the same direction, you can add them all to your policy. Some insurance companies may indicate that they must have a garage at the same address, but an actual garage is not required. It simply means that cars must be parked in the same direction or close to it.
Buying directly by quoting online or by calling instead of using an agent could result in different prices for Progressive policies, since these areas of our business make independent decisions about the expenses they incur and the prices of their products. When buying through an agent or broker, your rate includes the commission paid to the agent or broker for selling the policy. When you buy directly from Progressive, the rate reflects the cost of building, staffing and maintaining sales centers and the marketing costs of that aspect of our business. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account.
Some payment methods may not be available in certain situations. When you pay online or over the phone, we will accept your payment immediately. For automatic payment setup, your payment will be accepted on the regularly scheduled date. If you send your payment by mail, we will note the postmark date on your envelope and we will consider that the payment was made on that date.
Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. Each state also has regulators that review the fees that companies charge. Simply update your current policy to reflect your current situation. We'll be happy to help you with any changes.
You can change insurers at any time, even if you just renewed your policy with another insurance company. When you cancel with an insurer, you'll get a refund for the money you paid in advance. Get to know our culture and our people Chat now to ask Flo anything or explore the most frequently asked questions. Many insurers, including Progressive, allow you to add a friend to an auto insurance policy as a driver if you share a permanent residence.
Most insurers will also allow you to share a joint car insurance policy with a friend by adding both sets of cars to the policy. If your friend doesn't live with you, it usually can't be added to your policy. If you live in the same residence as your friend, you can usually add it to your car insurance because the vehicles are parked in the same place. If you and your friend don't currently share an address, it won't be able to appear on your car insurance policy, even if you plan to move at a later date.
However, you should inform your insurer that the car will be stored (stored in a garage) in a different location than in your home for an extended period of time. Yes, you can get a multi-car discount if you have more than one vehicle on your Progressive auto insurance policy. Sharing a car insurance policy with a friend could help both of you save money by splitting the costs of some car insurance coverage. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you.
However, the vehicle must be regularly parked at your residence overnight in order for Progressive to insure it in your policy. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. Multi-car insurance means having multiple vehicles in an auto insurance policy kept in the same place. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages for which they are responsible. You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. .