If a person no longer lives with you, you can remove them as a driver included in your policy. Some insurers may want to prove that the person moved (and therefore won't have access to drive their vehicles). Learn more about how moving affects car insurance. When adding someone to your car insurance, you can call your car insurance company or log into your online account to add a new driver to your policy.
Generally, your insurance company will need the name, date of birth, driving history, license information, and vehicle identification number (VIN) if you also plan to share a policy that covers both vehicles. Buying directly by quoting online or by calling instead of using an agent could result in different prices for Progressive policies, since these areas of our business make independent decisions about the expenses they incur and the prices of their products. When buying through an agent or broker, your rate includes the commission paid to the agent or broker for selling the policy. When you buy directly from Progressive, the rate reflects the cost of building, staffing and maintaining sales centers and the marketing costs of that aspect of our business.
You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. Some payment methods may not be available in certain situations. When you pay online or over the phone, we will accept your payment immediately. For automatic payment setup, your payment will be accepted on the regularly scheduled date.
If you send your payment by mail, we will note the postmark date on your envelope and we will consider that the payment was made on that date. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. Each state also has regulators that review the fees that companies charge. Simply update your current policy to reflect your current situation.
We'll be happy to help you with any changes. You can change insurers at any time, even if you just renewed your policy with another insurance company. When you cancel with an insurer, you'll get a refund for the money you paid in advance. Get to know our culture and our people Chat now to ask Flo anything or explore the most frequently asked questions.
You can easily add the vehicles you own to your existing insurance policy. Depending on the state and the insurer, you may also be able to insure someone else's vehicle if you keep it in your home and the landlord lives with you. Save if you have more than one vehicle on your policy list. You can add any car to your car policy (that belongs to a spouse, family member, or roommate), as long as it stays primarily in your direction.
What happens when you exclude a driver from your car policy? First, call your provider and let them know about the change. The provider then updates their policy and specifies that they won't be covered. You should add any regular driver of your car to your insurance policy to cover damage caused by accidents. Add a full-time student who maintains a B average or better to your policy, and we'll add a discount on car insurance.
You may want your spouse to be exempt from car insurance if they are a high-risk driver, which causes your insurance rates to increase. Depending on the company, you may be able to remove someone from your car insurance policy online or through an app. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you.
You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. Your spouse will likely still need car insurance coverage, especially if you exclude it from your policy, so look for an affordable basic policy or a high-risk insurance policy. However, the vehicle must be regularly parked at your residence overnight in order for Progressive to insure it in your policy. Progressive is one of the best insurers for married couples in general; however, its rates aren't the most competitive anywhere in the country.
In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. .