You may have to change car insurance companies when you move to another state if your current provider doesn't sell insurance in the state you're moving to. If you stay in the same state, you won't have to change insurance companies. If you're moving to another state, check with your car insurance provider to make sure they offer coverage in your new state. Renewing your car insurance is often a simple process.
Your insurer will contact you by mail or email with the updated rate. If you accept the updated rate, simply make a down payment or pay your renewal quote in full. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. If you're moving and want a new policy with us, request an auto insurance quote online or call 1-866-749-7436 and share your new address.
Your location, where you park your car every day, is a key factor in determining the price of your car insurance coverage. Because these parts or features aren't usually fully covered by a standard auto policy, you may need to add an endorsement to your auto policy or purchase a customized auto insurance policy. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. We've grown from a small auto insurance mutual, owned by policyholders who spent their days farming in Ohio, to one of the largest insurance and financial services companies in the world.
We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. Like an out-of-state move, an in-state move will affect your car insurance rate, although the change may be less than an out-of-state move. Your car insurance could increase or decrease depending on several factors, including the claim history of your new area.
You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. Even if you can't renew your old policy, you can usually buy a new car insurance policy without delay. You can change insurers at any time, even if you just renewed your policy with another insurance company. If you're thinking about adding new parts to your car, it's critical that you inform your car insurance company beforehand.