Our top five car insurance options in Baltimore are USAA, Geico, State Farm, Travelers and Erie. Not only do these companies offer rates below the city's average minimum and total coverage, but they also have a strong reputation for customer service and offer quality coverage. Most states allow auto insurance companies to use credit ratings to determine premiums, including Maryland. The table below includes the average car insurance premiums from some of the largest companies in Baltimore.
Car insurance with minimum coverage in Baltimore costs about 120% more than the national average, so it's worth comparing rates and buying from cheap companies. Middle-aged drivers who want to save money on their car insurance should consider increasing their deductibles, combining a home and car insurance policy, and paying their premiums in full. The table below includes the average monthly auto insurance premium for drivers in various age groups. However, a speeding ticket can have a bigger impact on your car insurance premium than you think.
By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than they did in their teens and 20s. For example, car insurance companies can't deny your request because of your credit rating. Searching for cheap car insurance quotes with several insurers is the best way to find lower rates. While car coverage in Baltimore is 51% higher than car insurance in Maryland and 120% higher than the national average, there are still cheap providers to buy from.
This means that the insurance company of the driver responsible for the accident will pay for the other party's damages and injuries. The organization was created to help drivers who can't get standard insurance due to an irregular accident history, poor credit rating, or other factors. To give you an idea of what you might pay for car insurance, Insurify's team of data scientists analyzed the city's most recent insurance rates. Drivers in their 40s tend to have better insurance rates than their younger counterparts on average, but they still pay more than older age groups.