You lose your license plates and vehicle registration privileges. The Maryland state legislature has determined that insurance is essential for any driver on the road in Maryland. Sometimes a person's insurance has expired and the person didn't really know that their insurance had expired. Maryland is also known as “America in miniature” because, like all features of the country, car insurance in Maryland is non-negotiable.
While receiving a one-year sentence for driving without insurance is extremely rare, it's important to have an uninsured driving lawyer on your side to help you prepare a strong defense. Driving without insurance can have a negative impact not only now, with all the possible fines, but it can also affect your chances of getting affordable car insurance rates in the future. Getting insurance and fixing it that day or the next day is going to be much better than going to court without having any type of insurance for the vehicle. An experienced uninsured driving lawyer in Maryland is familiar with Maryland driving laws, as well as all the requirements for obtaining car insurance in Maryland.
The state of Maryland has imposed strict penalties for driving without insurance due to public policy. If you don't present valid proof of active insurance when requested by law enforcement, for example, at a traffic stop or at the scene of an accident, you will receive a fine for driving without insurance. Under the Financial Responsibility Act, driving without at least mandatory car insurance is illegal. In addition, a person must show proof of insurance if they are stopped by a police officer or if they are involved in a car accident.
Even if you have a subsistence policy, if you drive a car without proof of insurance (an insurance card), you'll still get a fine. Maryland allows the other driver to sue you instead of filing a claim with your insurance company for compensation. Driving without insurance in Maryland and other parts of the United States is a serious offense, with equally severe penalties. That's the theory, but in practice, the reason you should have insurance is because the Maryland legislature has required that all people who drive have insurance.