If you or a loved one are ever injured in a car accident, it's always best to contact a Baltimore car accident lawyer. As in the second scenario above, your insurance company intervenes in this scenario if your insurance coverage exceeds that of the person who caused your injuries. It's also important to understand that if the injured person files a claim with their own insurance company, NOTHING will happen to their relationship with the insurance company. The Maryland Auto Insurance Fund (MAIF) offers auto insurance to Maryland residents who have been rejected by two insurance companies or canceled by one.
If you are injured in a car accident involving someone who only has the minimum liability insurance required by the state of Maryland, it can be very easy to feel overwhelmed by the costs you could face.