Many insurers, including Progressive, allow you to add a friend to an auto insurance policy as a driver if you share a permanent residence. Most insurers will also allow you to share a joint car insurance policy with a friend by adding both sets of cars to the policy. If your friend doesn't live with you, it usually can't be added to your policy. If you and your friend don't currently share an address, they won't be able to appear on your car insurance policy even if you plan to move at a later date.
Some states and insurance companies require that all members of the household who are of driving age, including friends, be listed on your car insurance policy as drivers. So, assuming that all your friends live at the same address, you can add more than one friend to your car insurance policy. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy.
You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. Sharing an auto insurance policy, on the other hand, typically means that both vehicles are covered by a single policy. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired. Some progressive companies can receive compensation as authorized agencies for providing services on behalf of these insurers.
If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. You can change insurers at any time, even if you just renewed your policy with another insurance company. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you.
If you live in the same residence as your friend, you can usually add it to your car insurance because the vehicles are parked in the same place.